Thought Leadership By Our Team

By far the most difficult part of a financial plan is determining how much you spend. Few people can quantify their annual spend rate, so you are not alone. Here is a worksheet to help you get started

Congress passed a long-awaited retirement bill, dubbed “SECURE Act 2.0,” in late December as part of a broader omnibus spending bill.

Getting control of your financial life is one of the top New Year’s resolutions. We’ve compiled a checklist of suggestions to help you get started on this goal.

People who explicitly make make resolutions are 10 times more likely to attain their goals than people who don't. What are yours?

With less than a month left in this calendar year, we want to remind you of a few last-minute financial moves that you might want to consider.

Although many of us have been enjoying the warm fall weather, the winter holidays are right around the corner! Please find our highly anticipated gift list:

Equity markets stayed positive all month despite slowing economic data and muted earnings reports. All major U.S. equity indexes were up with the only negative monthly return seen in emerging markets, down -3.1%.

With the upcoming “Millionaire’s Tax” ballot initiative in Massachusetts (“MA”) proposing to tax people earning over a $1,000,000 an extra 4%, and the fact that Massachusetts is one of only 17 states to have an estate or inheritance tax....

Constructing an appropriate estate plan requires a substantial investment of time, money and emotion. Once the documents are finalized, they often sit in a drawer and are forgotten, an item checked off a to-do list.

Equity markets already had the worst first half start in over 50 years, and after a late summer rebound, the S&P 500 found a new low by quarter-end. During the quarter, markets looked to the Fed’s harsher stance on combatting inflation and got less optimistic about a Fed rate pause and achieving a soft economic landing.

With significant stock market volatility since the beginning of the year, the Federal Reserve continuing to raise interest rates to quell inflation, the war in Europe dragging on, and the mid-term elections occurring next month, it makes a lot of sense to keep a portion of your investment portfolio in cash until markets settle down.

Equity markets started the month on a positive note, but fell into negative territory in response to Chairman Powell’s comments surrounding rate hikes.

The end of summer brings saying “goodbye” to your young adult child heading off to college. You’re likely feeling a mix of emotions: exhaustion from the process, worrying about how your child will adjust and for some, uncertainty about the change in family dynamics.

Equity markets had a good month as corporate earnings came in better than feared from some of the bellweather names like Apple, Amazon, and United Healthcare.

A 529 plan is a tax-advantaged investment account originally designed to help families pay for college. The earlier you start saving, the greater you will benefit from tax-free compounding. Withdrawals from these plans are tax-free as long as the funds are spent toward qualified education expenses.