Thought Leadership By Our Team

A guide to key planning actions to complete before year-end to help optimize your financial, tax, and estate outcomes.

The good news is that each new tax bill continues to bring greater flexibility and enhancements to 529 plans. Recent legislative changes have expanded the definition of qualified education expenses. Offering families more options for how they use these tax-advantages accounts. For elementary and secondary education, eligible expenses now include not only tuition, but also curriculum and instructional materials (such as books or online courses), tutoring by licensed or expert instructors, dual‑enrollment fees, standardized test (e.g. SAT/ACT) fees, and educational therapies for students with disabilities. These changes make 529 plans more versatile than ever for meeting a wide range of educational needs.

With so many credit cards out there, finding the right one can feel overwhelming. The best card for you depends on your lifestyle, spending habits, and credit profile. There’s no one-size-fits-all solution — but some cards will fit your needs better than others.

In October 2024, we hosted The G2 Webinar: Financial Building Blocks for Young Professionals. The event was very well attended and sparked some great questions from our audience. We recognize, however, that some of our valued clients and their adult children were unable to attend. We have summarized some key takeaways and actionable tips discussed during the webinar.

Major changes are coming to the real estate industry which will shift the way we have historically bought and sold homes. A powerful group, the National Association of Realtors has agreed to a rule change on how real estate agents are compensated which could be a big deal for homebuyers.

Given the rising cost of a college education, many grandparents and family members are looking to help contribute to education expenses for their grandchildren and relatives. While it is possible to pay tuition to universities directly and be exempt from gift taxes, this exemption only applies to tuition payments, and non-tuition expenses can comprise up to 50% of total expenses for college students.

If you find yourself with a bit of extra time on your hands in the upcoming months, you may want to use this time to check in with your family’s finances.

With significant stock market volatility since the beginning of the year, the Federal Reserve continuing to raise interest rates to quell inflation, the war in Europe dragging on, and the mid-term elections occurring next month, it makes a lot of sense to keep a portion of your investment portfolio in cash until markets settle down.

A 529 plan is a tax-advantaged investment account originally designed to help families pay for college. The earlier you start saving, the greater you will benefit from tax-free compounding. Withdrawals from these plans are tax-free as long as the funds are spent toward qualified education expenses.

There are so many great books about modern-day investing, but what about those on the history of the market? This article highlights seven books from which you can learn a lot about the history of money and..

When considering the use of a mortgage versus payment of cash for a new home, it can be important to understand the arbitrage between the interest rate you will pay to borrow the money, and a conservative estimated rate of return for your investable assets.

You cannot turn on a television, open a newspaper, or attend a social gathering without hearing about Bitcoin or cryptocurrency these days. What was an arcane concept a few years ago, is now gaining wider acceptance.

Following a year of economic instability, it appears that many of us are turning our attention to something that’s been around for decades, but has recently piqued national interest - inflation.

You are the engine for your life. If you don't take care of the engine—and keep it fueled—it will not serve you well. Self-care is what helps...

These are very unusual times for parents of college-bound young adults. Parents and students are being faced with challenging decisions...