With conventional mortgage rates still elevated compared to the near-zero levels of a few years ago, combined with the sharp increase in home prices, affording a home has become increasingly challenging. Loans among family members, "intrafamily loans," remain a popular way to help family members finance the purchase of a home on better terms, and to keep interest payments circulating within the family instead of going to a bank.
Every summer, as the pace of life slows just a little and the days grow longer, we look forward to sharing one of our favorite traditions, our curated Sandy Cove Advisors’ Summer Reading List.
Starting July 5, 2026 family, friends, charities and employers may contribute up to $5,000 to each Trump account each year until the child turns 18. A Trump Account can be opened for any U.S. citizens child under the age of 18 who has a valid social security number with a legal guardian, parent, adult sibling, or grandparent (in that order) establishing the account.
The "One Big Beautiful Bill Act" (OBBBA or OBBB) is a significant piece of U.S. federal legislation, signed into law by President Donald Trump on July 4, 2025. The OBBBA is designed to provide substantial tax cuts, primarily by making permanent many provisions of the 2017 Tax Cuts and Jobs Act (TCJA) that were set to expire at the end of 2025.
We’ve curated a list of our favorite books for the 2025 season, perfect for reading on the beach, the porch, or anywhere the season takes you. We hope you discover something special—for yourself or as a thoughtful gift for a fellow book lover.
You may be considering downsizing your home for a variety of reasons. Maybe you're now an "empty nester" and the space feels too large. Perhaps a significant portion of your equity is tied up in your home, and you'd like to access it to support your retirement lifestyle.
With so many credit cards out there, finding the right one can feel overwhelming. The best card for you depends on your lifestyle, spending habits, and credit profile. There’s no one-size-fits-all solution — but some cards will fit your needs better than others.
In October 2024, we hosted The G2 Webinar: Financial Building Blocks for Young Professionals. The event was very well attended and sparked some great questions from our audience. We recognize, however, that some of our valued clients and their adult children were unable to attend. We have summarized some key takeaways and actionable tips discussed during the webinar.
Major changes are coming to the real estate industry which will shift the way we have historically bought and sold homes. A powerful group, the National Association of Realtors has agreed to a rule change on how real estate agents are compensated which could be a big deal for homebuyers.
With January being designated as “Financial Wellness Month,” we encourage you to start the new year embracing new possibilities and setting financial goals as a first step in working toward a more secure financial future. It’s a great time to work on improving your financial health and to take a hard look at our financial habits. We have put together our checklist of Top 10 areas to focus on to identify your priorities, along with tips to help you kick-start your Financial Wellness program for 2024.
In these uncertain times of the COVID-19 pandemic, it’s not uncommon to struggle with maintaining your mental health. The impact of this pandemic has lasted...
You are the engine for your life. If you don't take care of the engine—and keep it fueled—it will not serve you well. Self-care is what helps...
With current interest rates at near historic lows, and demand with traditional lenders at all-time highs...
