If you have switched jobs, become a new parent, been divorced, or survived a spouse or even a child, your current beneficiary designations may need to be updated. If you participate in a qualified plan program you may be overlooking an important housekeeping issue: beneficiary designations.

Make sure you aren't overlooking some strategies and potential tax benefits, especially for non-working spouses and children.

Financial fears can paralyze anyone from making a decision about money, but for many women, money matters are particularly terrifying. Why all the fear? What's holding females back? Here are five of the most common fears women have when it comes to money and ways to overcome them.